Pricing
The free plan gives you the first useful moment. Paid plans are for ongoing monitoring, follow-up verification, more bills, and the records that prove what changed.
Upgrade only when you need more bills, monitoring, or team controls.
Try BillGutter with your first bills.
For anyone who wants to analyze a few bills before choosing a paid plan.
$0
No card required
Best when
A low-friction way to see whether BillGutter can find useful bill changes before upgrading.
Keep a serious household or solo operation on top of recurring bills.
For households, busy professionals, and solo operators with enough recurring bills to want monitoring and follow-up.
$49/mo
per workspace, billed monthly
Best when
The best first paid step when two free bills are not enough and you want BillGutter to keep watching what changes.
Control recurring expenses across a business or nonprofit.
For businesses and nonprofits that need team access, approvals, monitoring, and reporting.
$299/mo
per workspace, billed monthly
Best when
For organizations that need approvals, renewal reminders, provider commitments, and reliable reporting for recurring bills.
Manage multiple locations, teams, or workspaces.
For organizations managing multiple locations, workspaces, or high vendor volume.
$899/mo
for larger teams and portfolios
Best when
For teams that need more capacity, deeper operational control, and portfolio-level governance across recurring spend programs.
Pick faster
Start free if you are testing one or two bills. Choose Starter when you want BillGutter to keep watching a real household or solo operation. Move to Pro when more people need approvals and reports.
Start here
Free
Try BillGutter with 2 bills per month and no card.
Best first paid step
Starter
Keep a serious household or solo operation watching 15 bills each month.
Business workflow
Pro
Add team approvals, reporting, provider monitoring, and more bill volume.
Larger operation
Scale
Coordinate many locations, workspaces, and provider workflows.
Founding readers
Launch codes should reward early users who will upload real bills, try the workflow, and tell us what was confusing.
Offer
First month free on Starter.
Window
Time-limited code, not a permanent discount.
Purpose
Encourage real usage and direct product feedback.
Review priority check
Enter a few monthly costs to see where a careful review may be worth starting. This is not a savings promise.
Monthly spending reviewed
$670
Illustrative review range
$482–$965
4 bill categories entered. This is an estimate, not confirmed savings.
Based on an illustrative review range of 6%–12% of entered annual spending.
This is not a prediction or confirmed saving. Actual results depend on current rates, eligibility, usage, provider terms, and follow-up confirmation.
Plan comparison
| What you get | Free | Starter | Pro | Scale |
|---|---|---|---|---|
| Monthly analyses | 2 | 15 | 250 | 2,000 |
| Workspaces | 1 | 1 | 3 | 20 |
| Users and roles | Single account | Single account | Team members | Advanced permissions |
| Locations | 1 workspace | 1 workspace | 3 workspaces | 20 workspaces or locations |
| Check later statements | Basic | Yes | Yes | Yes |
| Never lose follow-up | Basic | Yes | Yes | Yes |
| Watch important providers | No | 3 vendors | 25 vendors | 250 vendors |
| Retained documents | Workspace documents | Workspace documents | Workspace documents | Workspace documents |
| Exports | Workspace export | Workspace export | Reports and exports | Bulk data export |
| Know what to ask for | No | Scripts and checklists | Approval workflow | Implementation support |
| Support level | Self-serve | Self-serve | Team support | Priority implementation |
| Integrations | No | No | No | Available integrations |
| Advanced reports | No | No | Yes | Yes |
| Audit history | No | No | Yes | Yes |
| API-ready access | No | No | No | Yes |